Pay over time

 

Tyent USA partners with multiple financing partners to provide customers with the best rates and options available based on each individual customer's credit factors. Please note that financing fees, APR percentages, transaction fees, and interest rates may vary based on the individual's credit history and financing programs available. Tyent USA and it's financing partners will disclose any and all associated financing fees, APR percentages, transaction fees and interest rates as required by law before any order is processed. You must be 18 years of age or older in order to apply for financing with any of Tyent USA's financing partners. By submitting this form, applicant provides written consent under the Fair Credit Reporting Act for merchant and lenders and partners with whom merchant is matched with to obtain consumer reporting information from consumers credit profile or other information from one or more credit bureaus. Customer understands and agrees that Merchant is submitting an application for credit, and are consenting to the use of their consumer report information by merchant and our lenders and partners to conduct anti-fraud security checks and evaluate Customers application for credit. Customer understands that their application may be matched with multiple lenders, each of whom may obtain consumer report information from their credit profile. Due to lender policies, the person who is receiving the services is required to be listed as the main applicant. If you believe the person who is receiving the services has non-qualifying credit, an option to add a co-applicant is provided at the end of this application. Funding may be cancelled or declined if the information provided is not truthful and accurate to the person's best knowledge.

Quick & Easy Application

Get prequalified in seconds with Bread Pay, and rest easy knowing our eligibility check won't affect your credit score.

Pay Your Way

Choose the payment plan that suits you best. Take advantage of 0% interest financing, now available for up to 24 months*.

Zero Hidden Fees

With Bread Pay®, there are no origination fees—just monthly payments made easy.

Checkout with Ease

Once approved, you can choose the Bread Pay® option in the checkout to complete your purchase.

FAQs

What financing options do you offer?

We offer a range of flexible financing options through Bread Pay® to fit your budget. Enjoy 0% APR financing for 12-18 months, or choose extended plans with competitive interest rates for 36 or 48 months.

Availability of terms may vary based on purchase price and/or product.

If there are any issues with BreadPay reach out and let us know. We'll work with you to get the Water Ionizer that you need.

Is a down payment required for financing?

Down payment may be required. Subject to approval of credit application.

How do I qualify for 0% APR financing?

Qualifying for our 0% APR financing for 12 & 18 months is simple. Just select Bread Pay at checkout, fill out a quick application, and get prequalified in seconds. Approval is based on your credit history and other factors. Once approved, you can split your purchase into monthly payments.

Can I pay off my financing early?

Absolutely! You can pay off your balance early at any time without any penalties or fees. This flexibility allows you to manage your finances in a way that works best for you, without the worry of long-term commitments or extra charges.

Does applying for Bread Pay affect my credit score?

No, applying for Bread Pay does not affect your credit score. When you apply, Bread Pay conducts a 'soft inquiry' which does not impact your credit score. This means you can see your eligibility without any risk to your credit health.

Bread Pay Disclaimers

*Minimum purchase of $50 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0% to 34.99% APR, resulting in, for example 48 monthly payments of $31.50 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.rs. Describe a product, make announcements, or welcome customers to your store.

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